BITCARAT
Diamonds on blockchain
BitCarat renders custom bi-currency blockchain along with the high-throughput low-latency exchange technology to the diamond industry, creating efficient, fair and transparent diamond marketplace for hosting the trades in spot as well as derivative instruments.
JOIN THE WHITELIST
About Bitcarat

BitCarat is an infrastructure project resolving the eternal problems of the diamond industry. Natural diamonds represent a unique asset and offer rich opportunities to diversify a portfolio and find a “safe haven” in turbulent times at the market.

BitCarat solves the issue of uncertainty in the market for stablecoins by introducing a diamonds-backed coin, TXD. The complex ecosystem includes two distinct tokens, digital diamonds exchange and digital diamonds bank allowing for creation of unique diamond futures.

The project is distinguished by:
icon
Big Four Auditor – Deloitte
icon
State-of-Art economic model
icon
Supply of TXD coins backed by natural diamonds
icon
Free conversion TXD-diamonds
icon
Key industry players as partners
icon
Low price volatility
Hardcap
$90,000,000
Softcap
$7,500,000
Security Token Offering Phases: Show table
Details table
BTK Distributed
In Percent
Price
Discount
Raise
Equity For Sale
TXD Bonus
Seed Oct. 1, 2018 — Oct. 30, 2018
7,500,000
7,5%
$ 1.00
50%
$7,500,000
25.0%
$ 3,750,000.00
Phase I Nov. 1, 2018 — Dec. 1, 2018
25,000,000
25%
$ 1.00
35%
$25,000,000
0.0%
$ 8,750,000.00
Phase II Dec. 2, 2018 — Dec. 17, 2018
35,000,000
35%
$ 1.00
25%
$25,000,000
0.0%
$ 8,750,000.00
BTKtm
The Token that secures the blockchain.
The BTK tokens are pre-minted and have a capped, instantly available supply of 100,000,000. A part of them will be offered during the ICO phases while a share will be frozen and remain with the founders and the remaining will be burned.
TXDtm
Tokenized Fiat Backed by Real Polished Diamonds
The multidimensional functions of TXD encompass the entire BitCarat ecosystem. The BitCarat blockchain records and secures a ledger of transactions made with TXD – the finest particle of the BitCarat system. Transaction fees that are incurred on the BitCarat blockchain are entirely paid also in TXD and all commissions on the exchange – DIAX – are paid with TXD.
DIAX.com
The Institutional-Grade Exchange
In the heart of the ecosystem rests the diamonds exchange. The DIAX exchange is a high-throughput ultra-low-latency trading facility with state-of-art infrastructure and interface (customizable UI along with a flexible API) tailored to the needs retail and institutional investors alike.
JOIN THE WHITELIST TRY THE MVP
bitcarat
BitCarat
documentation
Getting yourselves familiar with the way the marketplace for diamonds operates and reading the whitepaper will bring you one step closer to understanding how BitCarat and the blockchain technology will have a positive long-lasting and fundamental impact on the industry. Take your time and read the BitCarat white paper.

Genius is patience. – Sir Isaac Newton

Our Roadmap
A company is established and incorporated in the Cayman Islands.
Formation of Cayman Islands Company
July 15, 2018
Application for Licenses
August 15, 2018
Swiss SRO
November 5, 2018
Applying for Swiss MTF
December 1, 2018
Swiss Banking License
February 1, 2019
Blockchain MVP 1.0
April 1, 2019
Obtaining SDL
September 1, 2019
Blockchain Finalized
November 1, 2019
Margin trading and shorting instruments
February 1, 2020
Investment Fund
July 1, 2020
<< Come back
August 1, 2018
Formation of Swiss Company
September 8, 2018
Beginning of ICO
November 8, 2018
End of ICO & Listing
January 1, 2019
Complete Exchange MVP
March 1, 2019
Exchange MVP 2.0
August 1, 2019
Blockchain MVP 2.0
October 1, 2019
Institutional Futures
December 1, 2019
Retail Futures
May 1, 2020
Bank
November 1, 2020
Venture Capital Organization
Team & Advisors
Alexey Kashirsky
Co-Founder and Chief Strategy Officer:
IT Mining Engineer, graduated the Moscow State Mining University, MBA program of NSTU MISIS Adviser to the General Director of NP «Miners of Russia» and adviser to the Russian Academy of Natural Sciences, in the association «Industrial minerals»- assistant to the president.
Dmitry Tretyakov
Chief Business Development Officer:
With over 8 years of experience in investment banking Dmitry began his career as the Moscow National Investment Bank as the Head of Institutional Clients Relations which he held for over three years before moving to Konrast Bank. For five years he was a SEVP and played a key role in the communications of the bank with its largest institutional partners.
Dmitry Sukhov
Head of Research & Development:
Having graduated the Moscow State Mining University and obtained MBA with specialization in mining companies management Dmitry is currently the Head of Research & Development at Severalmaz - a Russian mining company, wholly owned subsidiary of Alrosa.
Alexey Dimitrienko
Co-Founder and Director of Blockchain Development:
Alexey is Industrial Software Engineering working on innovative solutions in the field of payment systems for Russian SMEs. Since 2010 he has began investigating the use of blockchain technologies in the payments industry by working on projects related to scaling existing solutions for the demand of Russian online stores.
Alexey Blagirev
Fintech Advisor
Alexey Blagirev is a top expert on data, one of the first people to held the position of Chief Data Officer in Russia. For more than 10 years, he has been involved in rolling out cutting-edge technology solutions for major companies, such as Societe Generale, PwC, Samsung, Marriott and Alfa Bank. Currently, he is Project Lead R3 for Corda CIS, promoting Corda and R3 and developing local sales desk for R3 membership
News BitCarat

BitCarat WEBSITE TERMS OF USE

PLEASE READ THESE TERMS CAREFULLY BEFORE USING THIS WEBSITE

  1. INTRODUCTION
    1. This website (the “Website”) is operated by Adamant & Grand Ltd., a company incorporated in the Cayman Islands (the “Company” or “we”).
    2. These Terms of Use (the “Terms”) will govern your access to and use of this Website, https://bitcarat.com/.
  2. YOUR USE OF THIS WEBSITE
    1. By using, visiting, accessing or registering with the Website you agree to accept and be bound by these Terms and policies referenced herein and/or available by hyperlink.
    2. If you do not agree to these Terms, you must not access or use the Website.
    3. These Terms may be modified from time to time and are effective immediately when we post them. Any changes to these Terms will be reasonably notified to you through the Website. Please check these Terms periodically to ensure you understand the Terms that apply at that time.
    4. By using the Website, you represent and warrant that you are:
      1. 18 years of age or older;
      2. not barred to access, visit, use or register with the Website under any applicable law; and
      3. using the Website for your own personal use.
  3. If you do not meet the above requirements, you must not access or use the Website.

  4. OTHER TERMS THAT MAY APPLY TO YOU
    1. These Terms refer to the following additional terms, which also apply to your use of the Website:
      1. Our Privacy Policy contained(as may be amended from time to time), which sets out the terms on which we process any personal data we collect from you, or that you provide to us. By using the Website, you consent to such processing and collection of your personal data and you warrant that all data provided by you is accurate.
  5. WE MAY SUSPEND OR WITHDRAW THE WEBSITE
    1. We do not guarantee that the Website, or any content on it, will always be available or be uninterrupted. We may suspend or withdraw or restrict the availability of all or any part of the Website for business and operational reasons. We will try to give you reasonable notice of any suspension or withdrawal.
  6. LICENCE AND WEBSITE ACCESS
    1. We grant you a limited license to gain access to and make personal use of this Website. No right, title or interest in our materials is conveyed to you. You may not download (other than page caching) or modify this Website, or any portion of it, except with our prior express written consent. This license does not include any resale or commercial use of this Website or its materials; any derivative use of this Website or its materials; any downloading or copying of account information for the benefit of another merchant; or any use of data mining, robots, or similar data gathering and extraction tools.
    2. This Website or any portion of this Website may not be reproduced, duplicated, copied, sold, resold, visited, published, displayed, or otherwise exploited for any commercial purpose without our prior express written consent. All rights not expressly granted are reserved by us.
    3. We have a no-tolerance policy regarding the use of our trademarks or names in metatags and/or hidden text. You may not, without our prior express written consent, do any of the following:
      1. link to any web page on this Website;
      2. use any meta tags or any other "hidden text" utilizing our names or trademarks; or
      3. frame, inline link or utilize other techniques to associate or juxtapose any of our trademarks, logos, or other materials with advertisements and/or other information not originating from this Website.
    4. Any unauthorized use terminates your limited license. In the event of a violation of these Terms, we reserve the right to seek all remedies available by law and in equity.
    5. We retain the right at our sole discretion to deny anyone access to this Website, at any time and for any or no reason, including, but not limited to, for violation of these Terms.
  7. LINKS TO OTHER WEBSITES
    1. There may be links on this Website to one or more external websites or resources operated by third parties (the "Third Party Sites"). In addition, certain Third Party Sites also may provide links to this Website. None of such links shall be deemed to imply that we endorse the Third Party Sites or any content therein. Access to any Third Party Sites is at your own risk and we will have no liability arising out of or related to such Third Party Sites and/or their content or for any damages or loss caused or alleged to be caused by or in connection with any purchase, use of or reliance on any such content, goods, or services available on or through any such Third Party Site.
  8. LIMITATION OF LIABILITY
    1. This Website and all information, content, materials and services included on or otherwise made available to you through this Website are provided on an "as is" and "as available" basis, unless otherwise specified in writing. We make no representations or warranties of any kind, express or implied, as to the operation of this Website or the information, content, materials or services included on or otherwise made available to you through this Website, unless otherwise specified in writing. You expressly agree that your use and access of this Website is at your sole risk.
    2. We do not warrant that this Website, information, content, materials or services included on or otherwise made available to you through this Website, their servers, or email sent from us are free of viruses, malware or other harmful components.
    3. In no event will we be liable to any party for the following kinds of any damages of any kind arising from the use of this Website or from the use of or reliance on any information, content or materials (including software) included on or otherwise made available to you through this Website, including, but not limited to
      1. direct, indirect, incidental, punitive, and consequential damages, lost profits or revenues, costs of replacement, business interruptions, loss of data or damages resulting from use of or reliance on the information present, even if we are expressly advised about the possibility of such damages, unless otherwise specified in writing;
      2. losses and/or damages that are not covered by our specific warranties; or
      3. losses and/or damages caused by your violation of these Terms.
    4. Nothing in these Terms excludes or limits our liability for death or personal injury arising from our negligence, or our fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by law.
  9. INDEMNITY
    1. You will indemnify us and our affiliates, officers, agents, partners and employees and will keep us indemnified against any losses, damages, costs, liabilities and expenses (including, without limitation, legal expenses and any amounts paid by us to a third party in settlement of a claim or dispute) incurred or suffered by us arising out of your access or use of the Website, your violation of any terms in these Terms or your violation of any rights of another.
  10. SEVERANCE
    1. If any provision in these Terms shall be deemed invalid, void, or for any reason unenforceable, that provision shall be deemed modified to the minimum extent necessary to make it valid, legal and enforceable. If such modification is not possible, that provision shall be deemed severable. Any modification to or deletion of a provision shall not affect the validity and enforceability of any remaining provisions.
  11. WAIVER
    1. No failure or delay by a party to exercise any right or remedy provided under these Terms or by law shall constitute a waiver of that or any other right or remedy, nor shall it preclude or restrict the further exercise of that or any other right or remedy. No single or partial exercise of such right or remedy shall preclude or restrict the further exercise of that or any other right or remedy.
  12. APPLICABLE LAW AND DISPUTE RESOLUTION
    1. By visiting this Website, you agree that the laws of the Cayman Islands, without regard to principles of conflict of laws, will govern these Terms and any dispute of any sort that may arise between us.

Adamant & Grand Ltd. Privacy Policy

This Privacy Policy (“Policy”) describes how Adamant & Grand Ltd., Inc. (“Adamant & Grand Ltd.”, “We” or “Us”) collects your information when you ("You" or "Your") access and use the website, mobile applications, products and services provided by us (which, together, are referred to as the "Services"), and how we store, protect and use it. By accessing or using our Services, you agree to this Policy and to our Terms of Service. 

Last updated: July 24, 2018

  1. User Provided Information

    We obtain the information you provide when you register in Adamant & Grand Ltd. service, including (a) your name, email address, age, location, password and other registration information; (b) information about your object of coverage; (c) information you provide us when you contact us for help; (d) Facebook account as the method for account creation; (e) the emails of your contacts, if you choose to invite your friends to use Adamant & Grand Ltd.

  2. Other information we collect

    In addition, Adamant & Grand Ltd. may collect certain information automatically, including, but not limited to, the type of mobile device you use, your mobile devices unique device ID, the IP address of your mobile device, your mobile operating system, the type of mobile Internet browsers you use, and information about the way you use the Services. We may use this information, individually or in the aggregate, for technical administration of our Web site(s); research and development; customer- and account administration; and to help us focus our marketing efforts more precisely.

  3. Sharing your personal information with the third party

    We enable our users to discover and share information; information about the people who use Adamant & Grand Ltd. is an essential part of the Adamant & Grand Ltd. experience. We do not sell your information to anyone; however, we will show publicly available information to other people.

    We may also share information as described below:

    1. Third party identity verification services in order to prevent fraud. This allows Adamant & Grand Ltd. to confirm your identity by comparing the information to public records and other third-party databases. These service providers may create derivative data based on your personal information that can be used solely in connection with provision of identity verification and fraud prevention services;
    2. Law enforcement, government officials, or other third parties when we are compelled to do so by a subpoena, court order, or similar legal procedure.
  4. Cookies

    We use “cookies” to store personal data on your computer. We do not link the information we store in cookies to any information you submit while on our website. Our use of cookies and other technologies may allow us and third parties to collect information about your browsing activities over time and across different websites following your use of our services.

  5. External data storage sites

    We may store your data on servers provided by third party hosting vendors with whom we have contracted.

  6. Your privacy responsibilities

    To help protect your privacy, be sure

    1. not to share your user data with anyone else;
    2. to take customary precautions to guard against “malware”, for example by installing and updating suitable anti-virus software.
  7. Collecting information from Children

    You must be at least 18 years old to use Adamant & Grand Ltd. We do not knowingly collect or maintain personal information from persons under 18. If a parent or guardian becomes aware that his or her child has provided us with information without their consent, he or she should contact us at [email protected] We will delete such information within a reasonable time.

  8. Changes

    We reserve the right to change this privacy policy as we deem necessary or appropriate because of legal compliance requirements or changes in our business practices. If you have provided us with an email address, we will endeavor to notify you, by email to that address, of any material change to how we will use personally identifiable information.

  9. Contact us

    If you have any questions regarding privacy while using the Services, or have questions about our practices, please contact us via email at [email protected] or our support page.

BitCarat Frequently Asked Questions

  1. What is Blockchain?

    A blockchain, originally block chain, is a continuously growing list of records, called blocks, which are linked and secured using cryptography.

  2. What is BitCarat?

    BitCarat will render custom bi-currency blockchain along with the high-throughput low-latency exchange technology to the diamond industry, creating efficient, fair and transparent diamond marketplace for hosting the trades in spot as well as derivative instruments.

  3. When did you begin the project?

    We began working on the project back in May 2017 when we established connections with strategic partners.

  4. What problem do you solve – why should I participate in the TOKEN OFFERING?

    Diamond industry participants - from now on a liquid, smoothly operating market system and accessible risk-management solutions; Professional investors and asset managers - from a new liquid asset class with outstanding risk/return characteristics and significant diversification potential; Finally, cryptomarket participants and blockchain enthusiasts will benefit from having access to a price stable coin with no transaction fees and lending facilities for effective shorting of crypto and margin trading.

  5. When does the TOKEN OFFERING begin?

    The token offering begins on November 1, 2018 4:00PM GMT+0 and ends on December 17, 2018 3:59PM GMT+0.

  6. How can I participate in the TOKEN OFFERING?

    Participation in the Token Offering is simple – you can watch the BitCarat Token Offering Participation Video and follow the steps as explained. Alternatively, Register and Log In.

  7. Is the participation in the TOKEN OFFERING restricted for me?

    If you are a resident or citizen of the United States of America or of People's Republic of China you may not participate in the TOKEN OFFERING.

  8. Can I receive my tokens in my cryptocurrency exchange wallet?

    It is not possible for you to receive the tokens there as the exchanges have not listed the token before the end of the ICO. Do not ask us to send you tokens there. The best option is to make a MyEtherWallet.

  9. What is the minimum amount that I should invest to participate?

    The minimum that one should contribute in a single transaction is US$25 in equivalent of cryptocurrencies or fiat.

  10. To what extent can you ensure that the KYC information is safe?

    KYC data is encrypted end-to-end and is provided to our KYC vendor via API.

  11. How can I reach your support and the founders?

    To reach the support as well as the founders you simply need to go to our “Contact Us” page where you will find our e-mails as well as Telegram link where you can chat with us real-time.

  12. Which are your markets that you target?

    The total addressable global market (TAM) for the main products and services we will provide is segmented as follows:

    Our goal is to capture the potential of these markets within two years of the launch of the products as the functionality of the product is unlike any other on the market and its legitimacy grows. Becoming a powerful player on this emerging industrial landscape is among the long-term goals of the BitCarat project. Moving this far, however, implies firstly solving a set of more applied, yet fundamental issues that face anyone daring to threaten the shaky status-quo in diamonds today.

    1. Over $1,800,000,000 per year (volume traded) for diamond futures contracts only on ICEX (India). Businesses across the entire value chain greatly benefit from flexible, liquid, and instantly settled contracts using TXD.

    2. Nearly $50,000,000,000 per year at the importers’ market for rough diamonds. Major importers can hedge their positions efficiently using the futures contracts traded 24/7 on DIAX.

    3. Over $840,000,000,000 volume traded of stable coins per year on the cryptocurrency markets with extreme growth potential. TXD will provide an efficient safe haven asset in times of extreme volatility.

    4. Over $55,000,000,000 worth of gold is being traded each year in the Exchange-Traded Funds market part of which is expected to be substituted to diamonds. Professional asset managers see diamonds an asset with a much greater diversification potential as compared to gold once liquidity is ensured.

  13. What are the barriers to entry in diamonds industry?

    1. High capital intensity across the entire value chain - i.e. initial capital and subsequent running costs - are the primary factors deterring startups from entering the space. Also, difficulty in obtaining financing for start-ups in the space, at least when considering conventional methods of fundraising.

    2. When it comes to trading infrastructure, extreme technical sophistication of the required solutions makes the process of developing it a new prohibitively time-intensive while purchasing a ready solution extremely expensive. Desolating deficit of human resources capable of delivering such solution is another problem. In addition, the diamond industry is a very specific domain with a unique set of issues: deep knowledge and extensive experience that is obviously a prerequisite to enter the diamond industry are both scarce and expensive.

    3. Diamonds are known for being a de facto monopolistic market, with incumbent firms largely opposing any new entrants. Almost absolute influence of few existing participants over the price of rough diamonds allow them to also exert significant control over the entire supply chain. History shows that unless strong ties to the industry participants are established, efforts to alter its structure were unsuccessful (e.g. the uninspiring story of diamond futures market).

  14. Who are your competitors?

    As of 2018, there are two projects (carats.io, CEDEX) in the blockchain space that have attempted to enter the diamond industry. While having similar goals and impressive teams as well as many innovative ideas, neither of the projects offers a comprehensive solution to the complex set of issues that impede the creation of deep liquidity in the diamond market. In addition, neither of the projects have established partnerships that would help them get through the multiple layers of entry barriers. Finally, neither employ(ed) fundraising techniques that would have or will allow them establish solid capital base and initial customer base. Effectively these issues would significantly delay their time to market and competitive abilities.

  15. Which blockchain do you use?

    The blockchain is a Stellar-fork. The Stellar consensus protocol is differs vastly, across multiple dimensions as compared to that of Bitcoin, which in effect creates a system that is more suitable for the demands of various financial institutions.

  16. Which problems do you solve?

    1. The demand side of the market for polished diamonds is 95% comprised of retail customers. However, once the client wants to re-sell this diamond he or she has to suffer a 60% to 75% loss of the value at the time of purchase. The situation with wholesale prices is hardly better: the average spreads are running at 30-40% in normal market conditions.

    2. Practice as well as in-depth scientific research has shown that polished diamonds represent a lucrative investment opportunity from the portfolio management standpoint. Portfolios diversified with diamonds exhibit comparatively better risk-return performance assuming passive investment strategy.

    3. However, the lack of liquid markets for both investment grade diamonds and their derivatives (like futures) prevents institutions from entering the market on a large scale.

By accepting these Terms & Conditions, you will be entering into a binding agreement with BitCarat limited. These Terms & Conditions contain provisions which affect your legal rights. If you do not agree to these Terms & Conditions, you may navigate away from this website.
Necessary cookies help make a website usable by enabling basic functions like page navigation and access to secure areas of the website. The website cannot function properly without these cookies.
I am over 18 years old and have got knowledge and/or expertise on cryptocurrencies, Token Sales and I am aware of the risks participating in a Token Sale imply.
Имя Фамилия added to WhiteList

BitCarat WEBSITE TERMS OF USE

PLEASE READ THESE TERMS CAREFULLY BEFORE USING THIS WEBSITE

  1. INTRODUCTION
    1. This website (the “Website”) is operated by Adamant & Grand Ltd., a company incorporated in the Cayman Islands (the “Company” or “we”).
    2. These Terms of Use (the “Terms”) will govern your access to and use of this Website, https://bitcarat.com/.
  2. YOUR USE OF THIS WEBSITE
    1. By using, visiting, accessing or registering with the Website you agree to accept and be bound by these Terms and policies referenced herein and/or available by hyperlink.
    2. If you do not agree to these Terms, you must not access or use the Website.
    3. These Terms may be modified from time to time and are effective immediately when we post them. Any changes to these Terms will be reasonably notified to you through the Website. Please check these Terms periodically to ensure you understand the Terms that apply at that time.
    4. By using the Website, you represent and warrant that you are:
      1. 18 years of age or older;
      2. not barred to access, visit, use or register with the Website under any applicable law; and
      3. using the Website for your own personal use.
  3. If you do not meet the above requirements, you must not access or use the Website.

  4. OTHER TERMS THAT MAY APPLY TO YOU
    1. These Terms refer to the following additional terms, which also apply to your use of the Website:
      1. Our Privacy Policy contained(as may be amended from time to time), which sets out the terms on which we process any personal data we collect from you, or that you provide to us. By using the Website, you consent to such processing and collection of your personal data and you warrant that all data provided by you is accurate.
  5. WE MAY SUSPEND OR WITHDRAW THE WEBSITE
    1. We do not guarantee that the Website, or any content on it, will always be available or be uninterrupted. We may suspend or withdraw or restrict the availability of all or any part of the Website for business and operational reasons. We will try to give you reasonable notice of any suspension or withdrawal.
  6. LICENCE AND WEBSITE ACCESS
    1. We grant you a limited license to gain access to and make personal use of this Website. No right, title or interest in our materials is conveyed to you. You may not download (other than page caching) or modify this Website, or any portion of it, except with our prior express written consent. This license does not include any resale or commercial use of this Website or its materials; any derivative use of this Website or its materials; any downloading or copying of account information for the benefit of another merchant; or any use of data mining, robots, or similar data gathering and extraction tools.
    2. This Website or any portion of this Website may not be reproduced, duplicated, copied, sold, resold, visited, published, displayed, or otherwise exploited for any commercial purpose without our prior express written consent. All rights not expressly granted are reserved by us.
    3. We have a no-tolerance policy regarding the use of our trademarks or names in metatags and/or hidden text. You may not, without our prior express written consent, do any of the following:
      1. link to any web page on this Website;
      2. use any meta tags or any other "hidden text" utilizing our names or trademarks; or
      3. frame, inline link or utilize other techniques to associate or juxtapose any of our trademarks, logos, or other materials with advertisements and/or other information not originating from this Website.
    4. Any unauthorized use terminates your limited license. In the event of a violation of these Terms, we reserve the right to seek all remedies available by law and in equity.
    5. We retain the right at our sole discretion to deny anyone access to this Website, at any time and for any or no reason, including, but not limited to, for violation of these Terms.
  7. LINKS TO OTHER WEBSITES
    1. There may be links on this Website to one or more external websites or resources operated by third parties (the "Third Party Sites"). In addition, certain Third Party Sites also may provide links to this Website. None of such links shall be deemed to imply that we endorse the Third Party Sites or any content therein. Access to any Third Party Sites is at your own risk and we will have no liability arising out of or related to such Third Party Sites and/or their content or for any damages or loss caused or alleged to be caused by or in connection with any purchase, use of or reliance on any such content, goods, or services available on or through any such Third Party Site.
  8. LIMITATION OF LIABILITY
    1. This Website and all information, content, materials and services included on or otherwise made available to you through this Website are provided on an "as is" and "as available" basis, unless otherwise specified in writing. We make no representations or warranties of any kind, express or implied, as to the operation of this Website or the information, content, materials or services included on or otherwise made available to you through this Website, unless otherwise specified in writing. You expressly agree that your use and access of this Website is at your sole risk.
    2. We do not warrant that this Website, information, content, materials or services included on or otherwise made available to you through this Website, their servers, or email sent from us are free of viruses, malware or other harmful components.
    3. In no event will we be liable to any party for the following kinds of any damages of any kind arising from the use of this Website or from the use of or reliance on any information, content or materials (including software) included on or otherwise made available to you through this Website, including, but not limited to
      1. direct, indirect, incidental, punitive, and consequential damages, lost profits or revenues, costs of replacement, business interruptions, loss of data or damages resulting from use of or reliance on the information present, even if we are expressly advised about the possibility of such damages, unless otherwise specified in writing;
      2. losses and/or damages that are not covered by our specific warranties; or
      3. losses and/or damages caused by your violation of these Terms.
    4. Nothing in these Terms excludes or limits our liability for death or personal injury arising from our negligence, or our fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by law.
  9. INDEMNITY
    1. You will indemnify us and our affiliates, officers, agents, partners and employees and will keep us indemnified against any losses, damages, costs, liabilities and expenses (including, without limitation, legal expenses and any amounts paid by us to a third party in settlement of a claim or dispute) incurred or suffered by us arising out of your access or use of the Website, your violation of any terms in these Terms or your violation of any rights of another.
  10. SEVERANCE
    1. If any provision in these Terms shall be deemed invalid, void, or for any reason unenforceable, that provision shall be deemed modified to the minimum extent necessary to make it valid, legal and enforceable. If such modification is not possible, that provision shall be deemed severable. Any modification to or deletion of a provision shall not affect the validity and enforceability of any remaining provisions.
  11. WAIVER
    1. No failure or delay by a party to exercise any right or remedy provided under these Terms or by law shall constitute a waiver of that or any other right or remedy, nor shall it preclude or restrict the further exercise of that or any other right or remedy. No single or partial exercise of such right or remedy shall preclude or restrict the further exercise of that or any other right or remedy.
  12. APPLICABLE LAW AND DISPUTE RESOLUTION
    1. By visiting this Website, you agree that the laws of the Cayman Islands, without regard to principles of conflict of laws, will govern these Terms and any dispute of any sort that may arise between us.

Adamant & Grand Ltd. Privacy Policy

This Privacy Policy (“Policy”) describes how Adamant & Grand Ltd., Inc. (“Adamant & Grand Ltd.”, “We” or “Us”) collects your information when you ("You" or "Your") access and use the website, mobile applications, products and services provided by us (which, together, are referred to as the "Services"), and how we store, protect and use it. By accessing or using our Services, you agree to this Policy and to our Terms of Service. 

Last updated: July 24, 2018

  1. User Provided Information

    We obtain the information you provide when you register in Adamant & Grand Ltd. service, including (a) your name, email address, age, location, password and other registration information; (b) information about your object of coverage; (c) information you provide us when you contact us for help; (d) Facebook account as the method for account creation; (e) the emails of your contacts, if you choose to invite your friends to use Adamant & Grand Ltd.

  2. Other information we collect

    In addition, Adamant & Grand Ltd. may collect certain information automatically, including, but not limited to, the type of mobile device you use, your mobile devices unique device ID, the IP address of your mobile device, your mobile operating system, the type of mobile Internet browsers you use, and information about the way you use the Services. We may use this information, individually or in the aggregate, for technical administration of our Web site(s); research and development; customer- and account administration; and to help us focus our marketing efforts more precisely.

  3. Sharing your personal information with the third party

    We enable our users to discover and share information; information about the people who use Adamant & Grand Ltd. is an essential part of the Adamant & Grand Ltd. experience. We do not sell your information to anyone; however, we will show publicly available information to other people.

    We may also share information as described below:

    1. Third party identity verification services in order to prevent fraud. This allows Adamant & Grand Ltd. to confirm your identity by comparing the information to public records and other third-party databases. These service providers may create derivative data based on your personal information that can be used solely in connection with provision of identity verification and fraud prevention services;
    2. Law enforcement, government officials, or other third parties when we are compelled to do so by a subpoena, court order, or similar legal procedure.
  4. Cookies

    We use “cookies” to store personal data on your computer. We do not link the information we store in cookies to any information you submit while on our website. Our use of cookies and other technologies may allow us and third parties to collect information about your browsing activities over time and across different websites following your use of our services.

  5. External data storage sites

    We may store your data on servers provided by third party hosting vendors with whom we have contracted.

  6. Your privacy responsibilities

    To help protect your privacy, be sure

    1. not to share your user data with anyone else;
    2. to take customary precautions to guard against “malware”, for example by installing and updating suitable anti-virus software.
  7. Collecting information from Children

    You must be at least 18 years old to use Adamant & Grand Ltd. We do not knowingly collect or maintain personal information from persons under 18. If a parent or guardian becomes aware that his or her child has provided us with information without their consent, he or she should contact us at [email protected] We will delete such information within a reasonable time.

  8. Changes

    We reserve the right to change this privacy policy as we deem necessary or appropriate because of legal compliance requirements or changes in our business practices. If you have provided us with an email address, we will endeavor to notify you, by email to that address, of any material change to how we will use personally identifiable information.

  9. Contact us

    If you have any questions regarding privacy while using the Services, or have questions about our practices, please contact us via email at [email protected] or our support page.